SEPTEMBER 18

Paid in Full

Bible Reading: Colossians 2:8-15

Colossians 2:13-14, “And you, who were dead in your trespasses and the uncircumcision of your flesh, God made alive together with him, having forgiven us all our trespasses, by canceling the record of debt that stood against us with its legal demands. This he set aside, nailing it to the cross.”

In 1505, Martin Luther made a vow during a thunderstorm to become a monk, and so he did.  As part of his monasterial duties, he prayed incessantly day and night, fasted, chastised his body, kept vigils, wept at the altar, confessed his sins, repeated psalms and recited Ave Marias.  Despite all of that, he found no comfort.  Instead, he discovered being a monk was merely a never-ending discipline of religious duties.  These duties did not affect his heart at all, having realized that all its mysticism, legalism and asceticism amounted to nothing more than a fabricated attempt to climb to heaven.  He became convinced of his sin and his unworthiness, but he found himself unable to do anything in his own effort to ease the sense of condemnation he felt.  He was like Christian in John Bunyan’s “Pilgrim’s Progress,” unable to rid himself of the heavy burden he carried upon his shoulders.

We’ll get back to Martin Luther’s story in a bit, but make note of what this verse is saying–Through Christ, God has canceled the record of debt which stood against you!  Your sins amounted to an unpayable debt you owed to God.  Kind of like the national debt—now over 30 trillion dollars!  Or, like the debt owed by the forgiven slave in the parable of the unmerciful slave (Matthew 18:21-35).  He owed his master ten thousand talents.  The New Testament talent was the equivalent of 6000 denarii.  A denarius was equivalent to one day’s wage.  So, a debt of ten thousand talents would be the equivalent of some 160,000 years’ worth of wages!  Clearly an unpayable debt, which is the point.  The master of the slave was incredibly gracious and merciful in forgiving the entire debt.  In the parable he is likened to God in that respect.  God has worked through Christ, and His death on the cross, to forgive the entirety of your sin debt!

Your certificate of debt was nailed to the cross.  “But wait,” you say, “it was Jesus who was nailed there?”  Indeed!  God took your certificate of debt, which stood against you, and nailed it to the cross in the person of Jesus Christ.  God”…made him to be sin who knew no sin, so that in him we might become the righteousness of God” (2 Corinthians 5:21)!  Now it’s stamped “Paid in Full!”  By God’s grace, through faith in Christ, you’ve been forgiven all!

One day, Luther traveled to Rome and visited The Scala Sancta, commonly referred to as the Sacred Stairs.  This staircase had been brought from Jerusalem.  It was supposedly the same steps down which our Savior walked from Pilate’s Hall to the hill of Calvary.  There were 28 steps made of solid marble, covered with wood to keep them from being worn away from all those who walked the stairs.  Pilgrims came from all over Europe to climb these stairs.  The thought being that for every step they climbed, they received indulgence, or pardon for the sins of that year.  Therefore, when they reached the top of the stairs, these people believed 28 years of sins were blotted out.  Martin Luther went to Rome to climb these sacred stairs, yet on the way up the stairs as he was praying, the words of the verse, “the righteous shall live by faith,” came to him.  He stopped praying and descended the stairs. For the first time, he realized forgiveness and salvation were not earned, but freely given by God.  He trusted in Jesus and received God’s forgiveness. The rest, as they say, is history!  You’ve been blessed—by grace through faith in Jesus—to likewise share in his experience.  Your sin debt has been paid in full through His shed blood! Praise the Lord!

JESUS PAID IT ALL

I hear the Savior say,
“Thy strength indeed is small,
Child of weakness, watch and pray,
Find in Me thine all in all.”

Refrain:
Jesus paid it all,
All to Him I owe;
Sin had left a crimson stain,
He washed it white as snow.

Lord, now indeed I find
Thy pow’r and Thine alone,
Can change the leper’s spots
And melt the heart of stone. [Refrain]

For nothing good have I
Where-by Thy grace to claim;
I’ll wash my garments white
In the blood of Calv’ry’s Lamb. [Refrain]

And when, before the throne,
I stand in Him complete,
“Jesus died my soul to save,”
My lips shall still repeat. [Refrain]

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Author: looking2jesus13

Jerry L. Conklin was born and raised in Hillsboro, Oregon. After graduating from high school, he enlisted in the United States Navy and served for six years in the Navy’s Nuclear Power Program. He was assigned to the USS *Omaha* (SSN-692), a nuclear-powered fast-attack submarine, where he served as a reactor-plant electrical operator. His military service took him to ports and locations throughout the world and provided extensive technical training, leadership experience, and an enduring appreciation for those who serve in the Armed Forces. Following his Navy service, Jerry earned a bachelor’s degree in Nuclear Technology from Thomas Edison State University. He worked at the Trojan Nuclear Plant near Rainier, Oregon, first as a reactor operator and later as a training specialist. After sensing God’s call to pastoral ministry, he left the nuclear-power industry and earned a master’s degree in theology from Western Conservative Baptist Seminary in Portland, Oregon. Jerry served for twenty-seven and a half years as senior pastor of Lewis and Clark Bible Church in Astoria, Oregon. During those years, he preached and taught the Scriptures, provided pastoral counseling, performed weddings and memorial services, trained church leaders, and served individuals and families throughout the community. He also served as a fire department chaplain and participated in a variety of community ministries. After retiring from full-time pastoral ministry, Jerry and his wife, Laura, moved to Heppner, Oregon. There he served for approximately four years as a chaplain with Pioneer Memorial Home Health and Hospice, providing spiritual and emotional support to more than 150 patients and their families. In 2023, the Oregon Association for Home Care honored him as its Chaplain of the Year. Jerry also helped establish South Morrow County Seniors Matter, a nonprofit organization created to address the needs of older adults following the COVID-19 pandemic. As chairman, he worked with community leaders and volunteers to develop a weekly senior meal program, a monthly veterans’ lunch, and other activities and services. The organization served hundreds of seniors, mobilized more than 200 volunteers, and received statewide and national recognition. In 2025, Jerry was named Heppner’s Man of the Year, and his community service was later recognized by United States Senator Jeff Merkley. International missions have also been an important part of Jerry’s ministry. He has made ten trips to Uganda, where he has taught at pastors’ conferences, preached in churches, participated in Bible-school graduations, distributed Bibles and Christian materials, and encouraged local pastors and ministry leaders. He developed the discipleship booklet *First Steps with Jesus* to help new believers understand and grow in their faith. Jerry is the author of numerous books, Bible studies, devotionals, and teaching resources, including works centered on prayer, Christian hope, spiritual growth, and the person of Jesus Christ. His decades of preaching and teaching reflect his commitment to presenting biblical truth clearly, practically, and faithfully. Jerry and Laura were married for nearly forty-two years and raised four children. They were also blessed with three grandchildren. Laura passed away in August 2025 following an eight-and-a-half-year battle with cancer. Jerry currently lives in Hillsboro, where he helps care for his elderly father. He continues to preach, teach, write, and serve others through pastoral and community ministry.

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